Tax deductions for musicians

The instrument is the obvious one. Here is what else a working musician can deduct, from strings and setups to studio time, and what each puts back at your tax rate.

Free. No bank login. Snap a receipt and see what it puts back.

SET ONE
1Miles$2,970
2Studio$2,400
3Guitar$1,899
4Mixing$1,200
5Amp$1,100
6Lessons$900
7Promo$600
8Phone$504
9Strings$420
10Repairs$380
11Insurance$320
12Dues$300
A musician’s year: $13,093 of deductions, $4,721 back.

What musicians miss

Not the laptop or the phone; everyone finds those. These are particular to the work, and each is shown the way Reimburse would log it.

Strings, reeds, repairs and tuning

What keeps the instrument working: strings and reeds as supplies, a setup or a piano tuning as repairs.

Guitar Center
Repairs, a setup and fret level on Sep 9
$185.00
$67 back

Union dues

Dues to the musicians’ union or a professional association, and the work dues taken from union gigs.

AFM Local 47
Other expenses, union dues for the year on Jan 15
$210.00
$76 back

Lessons that improve your playing

Education for the work you already do: lessons, a theory course, a masterclass.

Dana Reyes
Education, a guitar lesson on Sep 17
$90.00
$32 back

Studio time and distribution fees

Recording your own music and getting it onto the platforms are costs of the business.

DistroKid
Other expenses, a year of distribution on Mar 3
$24.99
$9 back

Hauling gear to gigs

Mileage to gigs and sessions, plus parking and loading-zone fees.

Home to the Bowery Ballroom
Car and truck, 22 miles to a gig on Sep 19
$16.72
$6 back

Subs and sidemen

Paying a sub, a sideman or an engineer is contract labor. A 1099-NEC once you pay someone $2,000 in a year.

Chris Nguyen
Contract labor, a bass sub for a wedding on Aug 23
$250.00
$90 back

Where a musician’s receipts go

Each goes on its own line of Schedule C. Start from this page and Reimburse reads your receipts as a musician’s, so the line is right the first time.

On the receiptWhere it goes
An instrument under $2,500Supplies, line 22, all in the year you buy it, if you elect the de minimis safe harbor.
An instrument over $2,500Depreciation, line 13, usually all this year with Section 179 or bonus depreciation.
Strings, reeds and cablesSupplies, line 22.
A setup or a repairRepairs and maintenance, line 21.
Union duesOther expenses, line 27a.
A sub or an engineerContract labor, line 11.

What to write on it

  • Which gig? Mileage, parking and meals tied to a date show their purpose.
  • Who subbed? You’ll need their W-9, and a 1099-NEC once they pass $2,000 for the year.
  • Costume, or clothes? Only stage wear you couldn’t wear out is deductible.
  • Out of town overnight? Then the hotel is travel and meals are half deductible.

A musician’s year

An example, not an average: a gigging guitarist and session player clearing $55,000, driving to gigs and recording an EP. Every amount is priced at your rate; change it below and the year moves.

WhatSchedule CDeductibleBack
4,000 miles to gigs and sessionsLine 9$2,970$1,071 back
Studio time for an EPLine 27a$2,400$865 back
A guitar, under $2,500Line 22$1,899$685 back
A mix engineerLine 11$1,200$433 back
An amp and pedalsLine 22$1,100$397 back
Lessons to sharpen your playingLine 27a$900$325 back
Posters, ads and press photosLine 8$600$216 back
Phone, 60% businessLine 25$504$182 back
Strings, picks and cablesLine 22$420$151 back
A setup and repairsLine 21$380$137 back
Instrument insuranceLine 15$320$115 back
Union duesLine 27a$300$108 back
Meals with bookers, half of $200Line 24b$100$36 back
The year$13,093$4,721 back

Sounds deductible, isn’t

Or has a catch.

Concert blacks
Clothes you could wear out generally aren’t deductible. Stage costumes are.
Selling an instrument you wrote off
If you deducted it in full, what you sell it for is income, up to what you deducted.
Driving to a steady gig
A job you drive to every week, like a church or a residency, can be commuting, which never counts.

Questions musicians ask

What can musicians write off on taxes?

Instruments and gear, strings and repairs, lessons that improve your playing, union dues, studio time, promotion, mileage to gigs, and pay for subs and engineers. Everyday clothes, even all black, stay personal.

Can musicians deduct instruments?

Yes, by the share you use them for paid work. Under $2,500 an item it can be expensed at once with the de minimis safe harbor; above that, Section 179 or bonus depreciation usually lets you take it all in the year you buy it.

Are music lessons tax deductible?

Yes, when they improve your skills in music work you already do. Lessons that prepare you for a new line of work aren’t.

Can I deduct driving to gigs?

Yes, at the standard mileage rate or the car’s actual costs, plus parking. A steady job you drive to every week can be commuting instead, which never counts.

Priced at your rate

What a deduction puts back depends on your state, your profit and how you file. Change any of it and every figure on this page reprices.

I run in . I file , and this year the business should clear about , with from a job or anything else.

36¢

of every dollar you spend on the business comes back to you.

14.1¢ is self-employment tax, 8.9¢ federal income tax and 1.9¢ California.

Your answers come with you. Next is your first receipt.

Snap the next receipt.

Set up for musicians and Reimburse reads each receipt as a musician’s, files it on its Schedule C line and shows what it puts back.