Keep the receipt. Take the money out later.
An HSA lets you pay a medical bill yourself, leave the money invested, and take it out tax-free whenever you like, as long as you still have the receipt. Reimburse keeps the receipts.
Free. No HSA login, no bank login. Your first receipt takes about three seconds.
+$86 today. 12 receipts you paid yourself. Take the money out tax-free whenever you like, this year or in twenty.
Recent
All 12Photograph it, and it’s filed
Point the camera at a pharmacy slip, a dentist’s statement or an emailed bill. In about two seconds Reimburse reads who you paid, how much and when, works out what the care was, and adds it to what is waiting.
If you also run a business, the same button takes both kinds of receipt and sends each where it belongs. One field on the sheet changes it.
A receipt from 2021 is still good in 2046
There is no deadline for taking the money out. So the list isn’t one year at a time: every receipt stays, with what is still waiting and what you have already taken out, so the same one is never used twice.
Search any of them by merchant, note or person. Export the whole record as a spreadsheet whenever you want it.
It keeps the record. It never touches the money.
No HSA login
Reimburse doesn’t connect to your HSA or know its balance. When you move money out, you do it at your HSA, then mark the receipt here.
No bank login
Receipts come in by photo, screenshot or file. Nothing reads your transactions.
Yours to take
Every receipt and its image stays with your account, and the full list exports to a spreadsheet.
The rules it keeps for you
Tell it the day your HSA was opened and it marks any bill that is too early to count.
Who is this for?
Anyone with a health savings account, with or without a business. If you work for yourself, Reimburse also tracks business expenses, and both live in the same app.
Is there really no time limit?
Yes. The IRS lets you put off taking money out for a medical expense to a later year, with no limit on how much later, as long as the expense came after the HSA was opened and you keep records showing what it was and that it wasn’t paid another way.
Which bills count?
Medical care for you, your spouse and the dependents you claim, that you paid yourself. Not a bill insurance paid or paid you back for, not one already taken from the HSA, and not one you claimed as an itemized medical deduction.
What if the bill is from before I had the HSA?
It can never be taken out tax-free. Add the day your HSA was opened and those are marked.
How do I take the money out?
At your HSA: move the receipt’s amount to your own bank account. Then open the receipt in Reimburse and mark it as taken out, with the day. It stops counting toward what is waiting and stays in the record.
What does it cost?
Nothing. No trial and no card.
Checked on September 30, 2026 against Publication 969, Health Savings Accounts and Notice 2004-50, Q&A 39. An estimate for your records, not tax advice.
Your next medical bill is worth keeping.
Pay it yourself, photograph it, and let the HSA keep growing.