Income tax calculator

Tennessee income tax calculator

Tennessee has no income tax on wages for 2026. On $100,000 of pay a single filer keeps $79,180, after $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $0 to Tennessee.

Your year

Tennessee’s 2026 schedule, deductions and exemptions, with the federal brackets, payroll tax and the child tax credit.

I’m paid a year, file , live in Tennessee and put into a 401(k).

$79,180

kept for 2026, about $6,598 a month. Tax takes 20.8% of your pay.

Federal income tax$13,170
Social Security$6,200
Medicare$1,450
Tennessee income tax$0
All of it$20,820

Of your next $1,000 of pay, $297 goes to tax: the 22% federal bracket, payroll tax and the state’s 0%. See what would lower it.

Take-home pay in Tennessee

What a year’s pay keeps after every tax, with no 401(k), kids or other income.

PayState taxKept, singleKept, jointly
$50,000$0$42,355$44,395
$75,000$0$61,593$64,623
$100,000$0$79,180$84,710
$150,000$0$113,791$123,185
$250,000$0$183,182$197,468

Questions people ask

What is the Tennessee income tax rate for 2026?

Tennessee has no income tax on wages, so pay is taxed only by the IRS: federal income tax, Social Security and Medicare.

How much is take-home pay on $100,000 in Tennessee?

$79,180 for a single filer in 2026, about $6,598 a month: $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $0 to Tennessee.

How does Tennessee compare with a state with no income tax?

It is one of them: $100,000 keeps the same $79,180 it would in Texas or Florida.

Does a 401(k) lower Tennessee income tax?

It lowers federal income tax only, since Tennessee has none. It doesn't lower Social Security or Medicare.

Checked on October 29, 2026 against Rev. Proc. 2025-32, SSA 2026 fact sheet and Tennessee's published 2026 schedule. An estimate for your records, not tax advice.

The federal side: the 2026 brackets. From your own pay stub, with what is left to pay: the tax forecast.

Put more back in your pocket.

Reimburse works out your whole year from a pay stub and last year's return, and every move that would lower it.