New Jersey income tax calculator
New Jersey has rates from 1.4% to 10.8% for 2026. On $100,000 of pay a single filer keeps $75,000, after $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $4,180 to New Jersey.
Your year
New Jersey’s 2026 schedule, deductions and exemptions, with the federal brackets, payroll tax and the child tax credit.
I’m paid a year, file , live in New Jersey and put into a 401(k).
kept for 2026, about $6,250 a month. Tax takes 25% of your pay.
| Federal income tax | $13,170 |
| Social Security | $6,200 |
| Medicare | $1,450 |
| New Jersey income tax | $4,180 |
| All of it | $25,000 |
Of your next $1,000 of pay, $360 goes to tax: the 22% federal bracket, payroll tax and the state’s 6.4%. See what would lower it.
Take-home pay in New Jersey
What a year’s pay keeps after every tax, with no 401(k), kids or other income.
| Pay | State tax | Kept, single | Kept, jointly |
|---|---|---|---|
| $50,000 | $1,215 | $41,140 | $43,625 |
| $75,000 | $2,596 | $58,997 | $63,223 |
| $100,000 | $4,180 | $75,000 | $82,071 |
| $150,000 | $7,365 | $106,426 | $117,783 |
| $250,000 | $13,735 | $169,447 | $185,713 |
New Jersey tax brackets for 2026
Each rate applies only to the income inside its bracket, after New Jersey’s own deductions and exemptions.
| Rate | Single, from | Jointly, from |
|---|---|---|
| 1.4% | $0 | $0 |
| 1.8% | $20,000 | $20,000 |
| 3.5% | $35,000 | $50,000 |
| 5.5% | $40,000 | $70,000 |
| 6.4% | $75,000 | $80,000 |
| 9% | $500,000 | $150,000 |
| 10.8% | $1,000,000 | $500,000 |
Questions people ask
What is the New Jersey income tax rate for 2026?
New Jersey has rates from 1.4% to 10.8%, the top rate from $1,000,000 of taxable income single. On $100,000 of pay a single filer's state tax is $4,180, 4.2% of pay.
How much is take-home pay on $100,000 in New Jersey?
$75,000 for a single filer in 2026, about $6,250 a month: $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $4,180 to New Jersey.
How does New Jersey compare with a state with no income tax?
On $100,000 single, $4,180 a year less is kept than in Texas or Florida, where the same pay keeps $79,180.
Does a 401(k) lower New Jersey income tax?
Pay put into a traditional 401(k) comes off federal income tax and New Jersey's. It doesn't lower Social Security or Medicare.
Checked on October 29, 2026 against Rev. Proc. 2025-32, SSA 2026 fact sheet and New Jersey's published 2026 schedule. An estimate for your records, not tax advice.
The federal side: the 2026 brackets. From your own pay stub, with what is left to pay: the tax forecast.
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Put more back in your pocket.
Reimburse works out your whole year from a pay stub and last year's return, and every move that would lower it.