Massachusetts income tax calculator
Massachusetts has rates from 5% to 9% for 2026. On $100,000 of pay a single filer keeps $74,400, after $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $4,780 to Massachusetts.
Your year
Massachusetts’s 2026 schedule, deductions and exemptions, with the federal brackets, payroll tax and the child tax credit.
I’m paid a year, file , live in Massachusetts and put into a 401(k).
kept for 2026, about $6,200 a month. Tax takes 25.6% of your pay.
| Federal income tax | $13,170 |
| Social Security | $6,200 |
| Medicare | $1,450 |
| Massachusetts income tax | $4,780 |
| All of it | $25,600 |
Of your next $1,000 of pay, $347 goes to tax: the 22% federal bracket, payroll tax and the state’s 5%. See what would lower it.
Take-home pay in Massachusetts
What a year’s pay keeps after every tax, with no 401(k), kids or other income.
| Pay | State tax | Kept, single | Kept, jointly |
|---|---|---|---|
| $50,000 | $2,280 | $40,075 | $42,335 |
| $75,000 | $3,530 | $58,063 | $61,313 |
| $100,000 | $4,780 | $74,400 | $80,150 |
| $150,000 | $7,280 | $106,511 | $116,125 |
| $250,000 | $12,280 | $170,902 | $185,408 |
Massachusetts tax brackets for 2026
Each rate applies only to the income inside its bracket, after Massachusetts’s own deductions and exemptions.
| Rate | Single, from | Jointly, from |
|---|---|---|
| 5% | $0 | $0 |
| 9% | $1,107,750 | $1,107,750 |
Questions people ask
What is the Massachusetts income tax rate for 2026?
Massachusetts has rates from 5% to 9%, the top rate from $1,107,750 of taxable income single. On $100,000 of pay a single filer's state tax is $4,780, 4.8% of pay.
How much is take-home pay on $100,000 in Massachusetts?
$74,400 for a single filer in 2026, about $6,200 a month: $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $4,780 to Massachusetts.
How does Massachusetts compare with a state with no income tax?
On $100,000 single, $4,780 a year less is kept than in Texas or Florida, where the same pay keeps $79,180.
Does a 401(k) lower Massachusetts income tax?
Pay put into a traditional 401(k) comes off federal income tax and Massachusetts's. It doesn't lower Social Security or Medicare.
Checked on October 29, 2026 against Rev. Proc. 2025-32, SSA 2026 fact sheet and Massachusetts's published 2026 schedule. An estimate for your records, not tax advice.
The federal side: the 2026 brackets. From your own pay stub, with what is left to pay: the tax forecast.
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Put more back in your pocket.
Reimburse works out your whole year from a pay stub and last year's return, and every move that would lower it.