Kentucky income tax calculator
Kentucky has a flat 3.5% for 2026. On $100,000 of pay a single filer keeps $75,798, after $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $3,382 to Kentucky.
Your year
Kentucky’s 2026 schedule, deductions and exemptions, with the federal brackets, payroll tax and the child tax credit.
I’m paid a year, file , live in Kentucky and put into a 401(k).
kept for 2026, about $6,316 a month. Tax takes 24.2% of your pay.
| Federal income tax | $13,170 |
| Social Security | $6,200 |
| Medicare | $1,450 |
| Kentucky income tax | $3,382 |
| All of it | $24,202 |
Of your next $1,000 of pay, $332 goes to tax: the 22% federal bracket, payroll tax and the state’s 3.5%. See what would lower it.
Take-home pay in Kentucky
What a year’s pay keeps after every tax, with no 401(k), kids or other income.
| Pay | State tax | Kept, single | Kept, jointly |
|---|---|---|---|
| $50,000 | $1,632 | $40,723 | $42,763 |
| $75,000 | $2,507 | $59,085 | $62,115 |
| $100,000 | $3,382 | $75,798 | $81,328 |
| $150,000 | $5,132 | $108,659 | $118,053 |
| $250,000 | $8,632 | $174,550 | $188,836 |
Kentucky tax brackets for 2026
One rate on all taxable income, after Kentucky’s own deductions and exemptions.
| Every filing status | 3.5% |
Questions people ask
What is the Kentucky income tax rate for 2026?
Kentucky has a flat 3.5%. On $100,000 of pay a single filer's state tax is $3,382, 3.4% of pay.
How much is take-home pay on $100,000 in Kentucky?
$75,798 for a single filer in 2026, about $6,316 a month: $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $3,382 to Kentucky.
How does Kentucky compare with a state with no income tax?
On $100,000 single, $3,382 a year less is kept than in Texas or Florida, where the same pay keeps $79,180.
Does a 401(k) lower Kentucky income tax?
Pay put into a traditional 401(k) comes off federal income tax and Kentucky's. It doesn't lower Social Security or Medicare.
Checked on October 29, 2026 against Rev. Proc. 2025-32, SSA 2026 fact sheet and Kentucky's published 2026 schedule. An estimate for your records, not tax advice.
The federal side: the 2026 brackets. From your own pay stub, with what is left to pay: the tax forecast.
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Put more back in your pocket.
Reimburse works out your whole year from a pay stub and last year's return, and every move that would lower it.