Maryland income tax calculator
Maryland has rates from 2% to 6.5% for 2026. On $100,000 of pay a single filer keeps $71,994, after $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $7,186 to Maryland.
Your year
Maryland’s 2026 schedule, deductions and exemptions, with the federal brackets, payroll tax and the child tax credit.
I’m paid a year, file , live in Maryland and put into a 401(k).
kept for 2026, about $6,000 a month. Tax takes 28% of your pay.
| Federal income tax | $13,170 |
| Social Security | $6,200 |
| Medicare | $1,450 |
| Maryland income tax | $4,384 |
| Local income tax, typical | $2,802 |
| All of it | $28,006 |
Of your next $1,000 of pay, $374 goes to tax: the 22% federal bracket, payroll tax and the state’s 7.8%. See what would lower it.
Take-home pay in Maryland
What a year’s pay keeps after every tax, with no 401(k), kids or other income.
| Pay | State tax | Kept, single | Kept, jointly |
|---|---|---|---|
| $50,000 | $3,311 | $39,044 | $41,599 |
| $75,000 | $5,249 | $56,344 | $59,889 |
| $100,000 | $7,186 | $71,994 | $78,039 |
| $150,000 | $11,216 | $102,576 | $112,639 |
| $250,000 | $19,699 | $163,483 | $178,772 |
Maryland tax brackets for 2026
Each rate applies only to the income inside its bracket, after Maryland’s own deductions and exemptions.
| Rate | Single, from | Jointly, from |
|---|---|---|
| 2% | $0 | $0 |
| 3% | $1,000 | $1,000 |
| 4% | $2,000 | $2,000 |
| 4.8% | $3,000 | $3,000 |
| 5% | $100,000 | $150,000 |
| 5.3% | $125,000 | $175,000 |
| 5.5% | $150,000 | $225,000 |
| 5.8% | $250,000 | $300,000 |
| 6.3% | $500,000 | $600,000 |
| 6.5% | $1,000,000 | $1,200,000 |
Questions people ask
What is the Maryland income tax rate for 2026?
Maryland has rates from 2% to 6.5%, the top rate from $1,000,000 of taxable income single. On $100,000 of pay a single filer's state tax is $4,384, 4.4% of pay.
How much is take-home pay on $100,000 in Maryland?
$71,994 for a single filer in 2026, about $6,000 a month: $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $7,186 to Maryland.
How does Maryland compare with a state with no income tax?
On $100,000 single, $7,186 a year less is kept than in Texas or Florida, where the same pay keeps $79,180.
Is there local income tax in Maryland?
In many places, yes. These figures add a typical local rate of 3%; yours depends on the county or city.
Does a 401(k) lower Maryland income tax?
Pay put into a traditional 401(k) comes off federal income tax and Maryland's. It doesn't lower Social Security or Medicare.
Checked on October 29, 2026 against Rev. Proc. 2025-32, SSA 2026 fact sheet and Maryland's published 2026 schedule. An estimate for your records, not tax advice.
The federal side: the 2026 brackets. From your own pay stub, with what is left to pay: the tax forecast.
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Put more back in your pocket.
Reimburse works out your whole year from a pay stub and last year's return, and every move that would lower it.