Iowa income tax calculator
Iowa has a flat 3.8% for 2026. On $100,000 of pay a single filer keeps $76,032, after $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $3,148 to Iowa.
Your year
Iowa’s 2026 schedule, deductions and exemptions, with the federal brackets, payroll tax and the child tax credit.
I’m paid a year, file , live in Iowa and put into a 401(k).
kept for 2026, about $6,336 a month. Tax takes 24% of your pay.
| Federal income tax | $13,170 |
| Social Security | $6,200 |
| Medicare | $1,450 |
| Iowa income tax | $3,148 |
| All of it | $23,968 |
Of your next $1,000 of pay, $335 goes to tax: the 22% federal bracket, payroll tax and the state’s 3.8%. See what would lower it.
Take-home pay in Iowa
What a year’s pay keeps after every tax, with no 401(k), kids or other income.
| Pay | State tax | Kept, single | Kept, jointly |
|---|---|---|---|
| $50,000 | $1,248 | $41,107 | $43,799 |
| $75,000 | $2,198 | $59,394 | $63,076 |
| $100,000 | $3,148 | $76,032 | $82,214 |
| $150,000 | $5,048 | $108,743 | $118,789 |
| $250,000 | $8,848 | $174,334 | $189,272 |
Iowa tax brackets for 2026
One rate on all taxable income, after Iowa’s own deductions and exemptions.
| Every filing status | 3.8% |
Questions people ask
What is the Iowa income tax rate for 2026?
Iowa has a flat 3.8%. On $100,000 of pay a single filer's state tax is $3,148, 3.1% of pay.
How much is take-home pay on $100,000 in Iowa?
$76,032 for a single filer in 2026, about $6,336 a month: $13,170 of federal income tax, $7,650 of Social Security and Medicare, and $3,148 to Iowa.
How does Iowa compare with a state with no income tax?
On $100,000 single, $3,148 a year less is kept than in Texas or Florida, where the same pay keeps $79,180.
Does a 401(k) lower Iowa income tax?
Pay put into a traditional 401(k) comes off federal income tax and Iowa's. It doesn't lower Social Security or Medicare.
Checked on October 29, 2026 against Rev. Proc. 2025-32, SSA 2026 fact sheet and Iowa's published 2026 schedule. An estimate for your records, not tax advice.
The federal side: the 2026 brackets. From your own pay stub, with what is left to pay: the tax forecast.
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Put more back in your pocket.
Reimburse works out your whole year from a pay stub and last year's return, and every move that would lower it.