Is LASIK HSA eligible?
Yes. Laser eye surgery to correct your vision is medical care, so LASIK can be paid from an HSA.
The rule
The IRS counts eye surgery to treat defective vision, and names laser eye surgery and radial keratotomy as examples. The exams before and after are eye exams, which count too.
It is a large bill, and there is no deadline for taking the money out. If the HSA is short today, you can pay yourself, keep the receipt and take the money out in a later year, as long as the surgery came after the HSA was opened.
Paid yourself, it waits in the HSA until you take the money out, this year or decades from now.
- What to keep
- The surgeon’s itemized bill and proof of payment, with the date of the surgery.
- Watch for
- Anything insurance paid, or paid you back for, can’t also come out of the HSA. Only what you paid yourself counts.
Checked on October 2, 2026 against Publication 502, Medical and Dental Expenses, Publication 969, Health Savings Accounts and Notice 2004-50, Q&A 39. An estimate for your records, not tax advice.
Keep the receipt. Take the money out later.
Pay a medical bill yourself and Reimburse keeps the receipt, with who it was for, until you take the money out of your HSA tax-free.